Medicare Plans
Medicare Advantage (Part C)
Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare, offered by private insurance companies approved by Medicare. These plans include your Part A (hospital) and Part B (medical) benefits, and most also add Part D prescription coverage—plus extras like dental, vision, hearing, and wellness programs. Instead of Medicare paying your providers directly, the plan manages your care and benefits through its own network of doctors and hospitals. With so many choices available, we’ll guide you step-by-step to find the coverage that best fits your health needs and budget.
Medicare Part D (Prescription Drug Plans)
Medicare Prescription Drug Coverage (Part D) helps lower the cost of medications for people with Medicare. To get this benefit, you enroll in a plan offered by private insurers approved by Medicare. Each plan has its own list of covered drugs and costs, so choosing the right one is important for your specific prescriptions. Enrolling on time helps you avoid late penalties, and coverage can be added either through a stand-alone drug plan or bundled into a Medicare Advantage plan. We’ll walk you through your options and help you select a plan that fits your health and budget.
Medicare Supplements (Medigap)
Medicare Supplement Insurance (Medigap) helps cover the out-of-pocket costs that Original Medicare doesn’t pay, like deductibles, copays, and coinsurance. Offered by private insurers, Medigap works alongside your Medicare coverage—not in place of it—and some plans even include limited travel benefits outside the U.S. You’ll pay a monthly premium, but your coverage is guaranteed renewable as long as you keep paying, meaning you can’t lose your plan due to health issues. Since Medigap does not include prescription coverage, you may also need a Part D plan for medications. We’ll help you compare options so you can feel confident your healthcare costs are predictable and manageable.