Medicare Advantage Plan
Medicare Advantage Plans are an alternative to Original Medicare, offered by private insurance companies approved by Medicare. These plans provide all of your Part A (hospital) and Part B (medical) benefits and often include additional coverage like prescription drugs, dental, vision, and wellness programs—all bundled into one convenient plan.
There are several types of Medicare Advantage Plans, including:
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Health Maintenance Organizations (HMOs)
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Preferred Provider Organizations (PPOs)
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Private Fee-for-Service (PFFS) Plans
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Special Needs Plans (SNPs)
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Medicare Medical Savings Account (MSA) Plans
When you're enrolled in a Medicare Advantage Plan, your Medicare-covered services are managed and paid for by the plan—not Original Medicare.
How does Medicare Advantage Plans work?
Also known as “Part C,” Medicare Advantage Plans function as all-in-one coverage. You’ll still have Medicare, but your benefits will be administered through a private insurance carrier rather than directly through the federal government. These plans are required to offer at least the same coverage as Original Medicare, and many include extra benefits and prescription drug coverage (Part D).
Comprehensive Coverage Through a Single Plan
Medicare Advantage combines Part A and Part B benefits and may also include Part D prescription drug coverage—all under one plan. Some options even provide added value through vision, hearing, dental, transportation, and over-the-counter benefits.
Choosing the right Medicare Advantage Plan can feel overwhelming, but we're here to guide you through the process. From comparing plans to enrollment, we'll help you find a plan that aligns with your healthcare needs and financial goals.